13 Cheap Places to Live in Mexico on the Beach

ARE YOU LOOKING FOR CHEAP PLACES TO LIVE IN MEXICO ON THE BEACH?

Look no further. Mexico is a country blessed with stunning coastlines and affordable living options whether you’re a retiree on a budget or a digital nomad seeking an affordable beachfront lifestyle.

There are countless cheap places to live in Mexico on the beach that are just as beautiful and offer a much lower cost of living than Cancún & Tulum!

13 Cheap Places to Live in Mexico on the Beach

In this article, we’ll explore 13 coastal gems on all 3 coastlines, the Pacific Coast, The Caribbean & The Gulf of Mexico, where you can embrace the sun, sand, and sea without draining your savings.

Pacific Coast: Cheap Places to Live on the Pacific Coast

If you’re searching for cheap places to live in Mexico on the beach, the Pacific Coast should be your starting point. Blessed with serene coastal towns, surfing havens, and fishing villages, the Pacific Coast of Mexico offers an unrivaled mix of affordability and charm.

1. Puerto Escondido

Why live in Puerto Escondido: This vibrant and laid-back beach town is known for its world-class surfing and lively atmosphere. It’s a dream come true for ocean lovers, offering a lower cost of living compared to more touristy destinations like Cancun or Playa del Carmen. The local community is welcoming, and there’s always something happening, from cultural festivals to food markets, making the lifestyle here rich and fulfilling.

Things to do in Puerto Escondido: Aside from spending your days surfing or relaxing on Oaxaca’s beautiful beaches like Playa Zicatela or Playa Carrizalillo, you can explore the bio-luminescent lagoon at Manialtepec, or enjoy the local wildlife by taking a boat tour to see dolphins and sea turtles. Foodies will also appreciate the fresh seafood and local Mexican cuisine available at the vibrant Mercado Benito Juarez. You can also visit Mexico’s nude beach, Zipolite, which is nearby.

Accommodation Cost in Puerto Escondido: Puerto Escondido provides a variety of affordable housing options. You can rent a charming apartment in the town center, a stone’s throw from the beach, starting at just $400 a month. For those seeking a little more luxury, there are stunning beachfront villas available at a fraction of what you’d pay in other countries.

My top accommodation pick for a short visit is Casa Daikiri. This property is in a safe neighborhood close to the beach and local hotspots, all at an excellent price! Click here to book it at the cheapest price.

2. Mazatlán

Why live in Mazatlán: Mazatlán, the “Pearl of the Pacific,” is known for its blend of rich history and modern amenities. The town offers a lower cost of living compared to more well-known cities but doesn’t compromise on the quality of life. It’s a place where historic charm meets beachfront relaxation, all wrapped up in a lively cultural scene.

Things to do in Mazatlán: Mazatlán offers something for everyone. The historic Old Town, or Centro Historico, features colorful colonial architecture and quaint plazas. The Malecon, a vibrant oceanside promenade, is perfect for strolling, biking, or enjoying the sunset.

For nature lovers, Stone Island provides beautiful beaches and fantastic opportunities for hiking and bird-watching.

Accommodation Cost in Mazatlán: Mazatlán offers diverse accommodation options that fit any budget. A decent one-bedroom apartment in a nice neighborhood starts from around $500 a month. If you prefer something closer to the ocean, there are beachfront properties available at affordable rates.

My top accommodation pick for a short visit is Grand O living. A great price, a beautiful place, and only a few steps from North Beach! Click here to book it at the cheapest price.

3. Zipolite

Why live in Zipolite: Zipolite has a relaxed and open-minded atmosphere that draws in many expats and tourists seeking a more laid-back lifestyle. Life here revolves around the beach, with its soft sands and inviting waters. The cost of living is considerably lower compared to other beach towns in Mexico, making it one of the most affordable places to live.

Things to do in Zipolite: While the beach is the main attraction, there’s more to do in Zipolite. You can visit the nearby nudist beach at Playa del Amor, attend the annual film festival, or take a yoga class. The nearby towns of San Agustinillo and Mazunte are also worth exploring for their natural beauty and quiet charm.

Accommodation Cost in Zipolite: Accommodation in Zipolite ranges from rustic beach huts to cozy apartments, all of which are quite affordable. You can find a nice beachfront cabana or a simple apartment for around $350 a month.

My top accommodation pick for a short visit is La Loma Linda. Bungalows & peacful Yoga scene set on the Zipolite hill, 20 metres from the beach. Click here to book it at the cheapest price.

4. San Blas

Why live in San Blas: If you’re an ardent nature lover, San Blas is an ideal place for you. Known for its incredible biodiversity, it’s a town where you can enjoy the simplicity of life without the hustle of urban living. The cost of living is very affordable, and the community is welcoming and friendly.

Things to do in San Blas: San Blas is a paradise for bird-watchers with over 300 bird species to spot! You can explore the historic San Blas port, unwind on the secluded El Borrego beach, or take a jungle boat tour in La Tovara National Park.

Accommodation Cost in San Blas: San Blas offers a range of cost-effective accommodation options. Whether you prefer a beachfront cabin or a comfortable apartment in the town, prices typically range from $300 to $600 per month.

My top accommodation pick for a short visit is BAOS. Facing the beachfront with a private beach at a low price. Click here to book it at the cheapest price.

5. Lo de Marcos

Why live in Lo de Marcos: Lo de Marcos is a small, tranquil beach town that is perfect for those who value peace and quiet. Its untouched beauty, friendly locals, and laid-back atmosphere make it an attractive place to live. And, with a low cost of living, it’s also an incredibly affordable place to call home.

Things to do in Lo de Marcos: Enjoy the serene beaches, explore the local farmer’s market for fresh produce and handmade crafts, or take a leisurely horseback ride along the beach. For a change of pace, the bustling town of Sayulita is just a short drive away.

Accommodation Cost in Lo de Marcos: Housing options in Lo de Marcos cater to a range of budgets. You can rent a cozy apartment or even a small house for anywhere from $400 to $600 per month.

My top accommodation pick for a short visit is Hosteria Chata. Get a balcony with a city view, and close the the beach and town. Click here to book it at the cheapest price.

The Caribbean: Cheap Places to Live in Mexico on the Beach

When it comes to finding cheap places to live in Mexico on the beach, the Caribbean Coast isn’t to be overlooked. These towns offer tropical climates, white sand beaches, and turquoise waters.

6. Mahahual

Why live in Mahahual: Once a quiet fishing village, Mahahual has transformed into a tranquil destination known for its beautiful beaches and coral reefs. Its laid-back atmosphere and low cost of living make it an attractive place for expats and retirees.

Things to do in Mahahual: Diving and snorkeling enthusiasts will love exploring the Mesoamerican Barrier Reef. For a bit of adventure, you can visit the nearby Mayan ruins at Chacchoben, or simply relax and enjoy the beautiful beaches.

Accommodation Cost in Mahahual: Mahahual offers a variety of affordable housing options. You can find a comfortable apartment with ocean views for about $500 per month.

My top accommodation pick for a short visit is Hotel Jaiba Mahahual – Adults Only. An indoor garden and terrace around the pool and in a great location. Click here to book it at the cheapest price.

7. Puerto Morelos

Why live in Puerto Morelos: Puerto Morelos maintains the charm of an old Mexican fishing village while offering modern amenities. Its prime location between Cancun and Playa del Carmen allows you to enjoy the peace and quiet without sacrificing convenience. With a friendly local community and an affordable cost of living, it’s an attractive place to settle.

Things to do in Puerto Morelos: Dive into the world’s second-largest barrier reef, visit the Jardin Botanico Dr. Alfredo Barrera Marin – a local botanical garden, or explore the vibrant Puerto Morelos Market for local crafts and produce. The town also hosts a variety of music and cultural festivals throughout the year.

Accommodation Cost in Puerto Morelos: From condos to beach houses, Puerto Morelos offers a wide range of accommodations at a reasonable cost. You can find a comfortable rental property starting from around $500 per month.

My top accommodation pick for a short visit is Casa Larimar Puerto Morelos. A hot tub and pool surrounded by a garden and right in town. Click here to book it at the cheapest price.

8. Xpu-Ha

Why live in Xpu-Ha: Xpu-Ha is a hidden gem on the Riviera Maya. It’s less crowded than its neighbors, Playa del Carmen and Tulum, but no less beautiful. With a laid-back lifestyle and low cost of living, it’s perfect for those seeking tranquility.

Things to do in Xpu-Ha: Relax on one of the most beautiful beaches in the Riviera Maya, snorkel in the crystal-clear waters, or explore the nearby Cenote Cristalino. There are also several eco-parks and ruins nearby to visit.

Accommodation Cost in Xpu-Ha: Here, you can find everything from budget-friendly guest houses to more luxurious villas. A one-bedroom rental can be found for around $500 per month.

My top accommodation pick for a short visit is La Villa . Luxury with a bowling alley, pool, terrace, and much more. Click here to book it at the cheapest price.

9. Isla Aguada

Why live in Isla Aguada: If you’re looking for a place far from the madding crowd, Isla Aguada is an excellent choice. This peaceful fishing village offers an affordable cost of living, beautiful beaches, and a relaxed lifestyle.

Things to do in Isla Aguada: Isla Aguada is a nature lover’s paradise. It’s common to see dolphins frolicking in the waters nearby. The town is also known for its flamingo population, and the tranquil beach is perfect for relaxation.

Accommodation Cost in Isla Aguada: From modest apartments to beachfront homes, Isla Aguada has a variety of affordable living options. Rentals are quite inexpensive, starting from as low as $350 per month.

My top accommodation pick for a short visit is Freedom Shores “La Gringa” Hotel. Only a couple of metres from Laguna de Términos beach. Click here to book it at the cheapest price.

Gulf of Mexico: Cheap Places to Live in Mexico on the Beach

The Gulf of Mexico is another region offering cheap places to live in Mexico on the beach. These towns provide a laid-back atmosphere, fresh seafood, and of course, affordable living.

10. Progreso

Why live in Progreso: Known for its friendly expat community, Progreso offers a welcoming environment and a relaxed pace of life. Its beautiful beach, scenic pier, and low cost of living make it a preferred choice for many looking to settle in Mexico.

Things to do in Progreso: Enjoy a relaxed beach experience with beautiful stretches of white sand and clear waters, perfect for swimming and sunbathing. The Malecón, a long boardwalk, offers a variety of seafood restaurants and shops. For a bit of history and culture, the nearby Mayan ruins, such as Dzibilchaltún and Xcambo, provide fascinating day trips. Additionally, the town is known for its friendly flamingo population at the Ría Lagartos Biosphere Reserve, offering unique wildlife viewing opportunities.

Accommodation Cost in Progreso: You can find a wide range of affordable accommodations in Progreso, with rental prices starting around $450 for a comfortable apartment.

My top accommodation pick for a short visit is Itzé Hostel Boutique. Close to the beach and right in town with aircon (a must-have in Progreso!). Click here to book it at the cheapest price.

11. Celestún

Why live in Celestún: Celestún is a serene paradise that offers an off-the-beaten-path living experience. The town is known for its spectacular natural beauty, tranquil atmosphere, and low cost of living. Plus, the friendly locals make it easy to feel right at home.

Things to do in Celestún: The main attraction is the Ría Celestún Biosphere Reserve, renowned for its large flamingo colonies and diverse birdlife, best explored through guided boat tours. The village’s tranquil beaches are perfect for relaxation and swimming in the warm, shallow waters. Seafood lovers can indulge in fresh, local dishes at the beachfront restaurants.

Visitors can also take a refreshing dip in the nearby freshwater springs, known as cenotes, offering a unique swimming experience in natural, crystal-clear pools set amidst lush greenery.

Accommodation Cost in Celestún: In Celestún, you’ll find affordable accommodation options ranging from simple apartments to lovely beachfront houses. A comfortable rental can be found for as low as $400 per month.

My top accommodation pick for a short visit is VILLA GABRIELA. Right in town with free bikes, parking, a garden, and a terrace. Click here to book it at the cheapest price.

12. Champotón

Why live in Champotón: If you’re looking for an authentic Mexican lifestyle away from crowded tourist spots, Champotón is the place to be. This tranquil coastal town is known for its colonial charm, beautiful beaches, and lower cost of living.

Things to do in Champotón: The town is known for its role in the Spanish-Mayan conflict, showcased at the Museo de la Ciudad, offering insights into the region’s past. The tranquil beaches along the Gulf of Mexico, like Playa Moya, are perfect for relaxation and seafood dining, with local restaurants serving fresh catches.

Nearby natural attractions include the Miguel Colorado Cenote, offering swimming in a stunning natural sinkhole, and the diverse wildlife at Los Petenes Biosphere Reserve. Champotón provides a quieter, off-the-beaten-path experience rich in culture and nature.

Accommodation Cost in Champotón: Champotón offers affordable living with housing options that fit any budget. A nice apartment or small house can be rented for around $350 – $500 per month.

My top accommodation pick for a short visit is Hotel Tucan Siho Playa. A private beach and a large outdoor pool area! Click here to book it at the cheapest price.

13. Chelem

Why live in Chelem: Chelem is a small beach town known for its relaxed pace of life and welcoming expat community. It offers an affordable cost of living and is a great place to enjoy a slower, quieter lifestyle.

Things to do in Chelem: Relax on the lovely beaches, take a dip in the local cenotes, or explore the nearby city of Progreso. Chelem is also just a short drive away from Merida, offering the perfect balance between peaceful beach life and city amenities.

Accommodation Cost in Chelem: Housing in Chelem is quite affordable. You can rent a cozy beachfront house or a comfortable apartment in town for around $450 to $550 per month.

My top accommodation pick for a short visit is Casa Frida. A great accommodation in town and close to the beach. Click here to book it at the cheapest price.

Where is the Cheapest and Safest Place to Live in Mexico?

Merida, located in the Yucatan Peninsula, is widely regarded as the safest city in North America and surprisingly, still maintains a low cost of living.

With its tranquil atmosphere, and strong sense of community, Merida offers an affordable and secure environment for residents and travelers. Housing options, from colonial-style homes to modern apartments, are available at budget-friendly prices.

Plus, living in the Yucatan Peninsula provides opportunities to explore fascinating Mayan ruins, swim in stunning cenotes, and relax on picturesque beaches, making it an ideal destination for both adventure and relaxation. Just watch out for crocodiles and alligators in Mexico!

You might be interested in this article to find more Safe places to live in Mexico: 9 Safest States In Mexico For Tourists & Expats

Finding Cheap Accommodation in Mexico

While you are looking for cheap places to live in Mexico on the beach, consider options beyond traditional hotels.

Explore, long & short-term apartment rentals, co-living spaces, and house-sitting opportunities. Websites like Airbnb, VRBO, and local classifieds in the area can help you find budget-friendly options. Additionally, consider negotiating rental prices, especially for longer stays, as many landlords are open to negotiation.

If you’re open to hostels and shared rooms, you will find many cheap options around Mexico on Booking.com and Hostelworld.

Most Affordable Beach Towns in Mexico to Retire

Mexico is a popular retirement destination due to its affordable cost of living and stunning beach towns. Some of the most affordable beach towns to retire in Mexico include:

• Puerto Escondido
• Mazatlán
• Progreso
• Mahahual
• La Paz

These towns offer a combination of affordable housing, low living expenses, pleasant climates, and a welcoming community of expats. If want to escape the tourist and look for a more local experience, have a look at this list of the Best Non-Touristy Beach Towns in Mexico.

Cheap beach towns in Mexico will often come with less infrastructure allowing pests like mosquitoes inside. You might be interested in the Best Portable Mosquito Netting For Beds.

Living in Mexico on $500 a Month

Living in Mexico on a budget of $500 a month is possible for those seeking a simple lifestyle in a vibrant and culturally rich country. While it is technically possible, it is important to acknowledge the challenges and limitations that come with such a tight budget.

To make $500 a month work, strict budgeting is crucial. Here’s a quick breakdown of how your budget could look:

Accommodation: Opting for modest accommodations such as shared housing can help keep housing costs within a reasonable range. Allocate around $150-$200 for the cheapest and most basic accommodation.

Food: Embracing local markets and street food vendors can significantly reduce your food expenses. Lots of rice and beans! You could spend approximately $100-$150 per month on groceries.

Transportation: Utilize public transportation like buses and shared taxis to minimize transportation costs. Budget around $30-$50 per month for commuting and occasional trips.

Entertainment: Engaging in free or low-cost activities like exploring parks, attending cultural events, or taking advantage of local festivals can help you enjoy your time in Mexico without straining your budget. Allocate around $50 for entertainment and leisure activities.

Internet: Internet is usually provided with your accommodation, but if you’re a digital nomad, you might want to upgrade. Expect to pay around $50 per month but there are many options. Check out the Best Options and prices For Wifi in Mexico.

Healthcare: While Mexico offers affordable healthcare options, it is advisable to allocate a portion of your budget for medical emergencies and health insurance coverage. Set aside $50-$70 per month for healthcare expenses.

While living on such a tight budget can be difficult, it is not impossible. It may require adopting a minimalist lifestyle, making conscious choices, and embracing the local culture and cost-saving opportunities. Ultimately, the feasibility of living on $500 a month depends on individual circumstances, personal preferences, and the specific location within Mexico.

Insurance for Living in Mexico

When considering living in Mexico, I would recommend having proper insurance coverage. Health insurance is a crucial aspect, as medical expenses can be expensive.

You can research and compare insurance options that cater to expats and provide coverage for emergencies, hospitalization, and routine healthcare needs.

Here is a great website to Compare The Insurance Market, but I have found that the cheapest insurance with the best coverage is EKTA. Click here to see their packages and prices.

Additionally, if you have expensive equipment that you travel with, consider insurance for your belongings, property, and liability coverage to ensure peace of mind during your stay.

Conclusion: Cheap Places to Live in Mexico on the Beach

Mexico offers a treasure trove of affordable beach destinations, where you can live out your dreams of sun, sand, and sea without draining your savings.

From the Pacific Coast to the Caribbean and the Gulf of Mexico, these 13 cheap places provide a range of options to suit different tastes and budgets. Whether you’re seeking a vibrant beach town or a tranquil fishing village, Mexico’s coastal gems are ready to welcome you with their warm hospitality and affordable living.

So pack your bags, soak up the sun, and embark on a new chapter of your life in Mexico’s cheap and cheerful beachside havens.

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